Newsletters

  • Executive Director’s Letter- Spring 2026

    Dear Active Members, Retirees, and Beneficiaries, Welcome to the Spring edition of Retirement Today! As we move into the spring season, it’s a great time to review and update important information related to your retirement benefits—especially your beneficiary designations. Keeping your beneficiaries current is one of the most important steps you can take to ensure

    April 8, 2026
  • Employee Spotlight: Meet Delores Walker

    Delores Walker joined the Employees’ Retirement System (ERS) in 2024 as an Accountant II, bringing with her a strong background in accounting and a longstanding connection to the City of Baltimore. Prior to joining ERS, Delores worked for the City of Baltimore followed by a job with American Pool, where she supported operations across multiple

    April 8, 2026
  • Understanding the New Federal Tax Withholding Form (W-4P)

    What Retired Members Need to Know Beginning in 2026, the federal government is requiring all retirement systems to use an updated version of the Form W-4P: Withholding Certificate for Periodic Pension or Annuity Payments. This new form is more detailed than the previous version and is designed to help ensure that the correct amount of

    April 8, 2026
  • Protecting Your Information: The ABCs of Cybersecurity

    In today’s digital world, protecting your personal and financial information is more important than ever. As a member of the Employees’ Retirement System (ERS), you may regularly share sensitive information such as your Social Security number, banking details, and retirement account information. Unfortunately, scammers and bad actors are increasingly targeting individuals—especially retirees—with attempts to access

    April 8, 2026