Retirement Savings Plan

The Retirement Savings Plan (RSP) is responsible for the administration and operation of the City’s two defined contribution retirement plans.

The RSP 401(a), which has Hybrid and Non-Hybrid options, is the mandatory retirement plan for most civilian employees newly hired or rehired on or after July 1, 2014.

The 457(b) City of Baltimore Deferred Compensation Plan (DCP) is the City’s voluntary retirement plan. This plan is open to EVERYONE!

We work towards the City’s goal of having the most retirement ready workforce of any municipality in the United States and enabling all City employees to retire with dignity.

The RSP strives towards and promotes the following:

  • Educating employees on all the retirement options the City makes available in order to build retirement savings through participation.
  • Making employees aware of the four pillars of retirement readiness and the resources employees have at their disposal to become retirement ready.
  • The importance of saving now for retirement.

The RSP Board of Trustees

Henry J. Raymond, Chairperson
Director of Finance, City of Baltimore

Joan M. Pratt, CPA
Comptroller, City of Baltimore

Deborah F. Moore-Carter
Labor Commissioner, City of Baltimore

Congetta A. Bosse
Payroll Director
BCPS CEO Designee

Charles Hall
Director, Employee Engagement
BCPS CEO Designee

Glenard S. Middleton
President, AFCSME Local 44

Antoinette Ryan-Johnson
President, City Union of Baltimore

Michael Guye
President, Managerial and Professional Society of Baltimore, Inc.

Tom Nosek
2nd Vice President of Baltimore Fire Officers Association

Quinton Herbert, J.D.
Human Resources Director and Chief Human Capital Officer

Contact The RSP

Come see us in downtown Baltimore at 7 E. Redwood Street, 11th floor. We are open during standard City business hours, 8:30 AM to 4:30 PM. Please call 443-984-2389 to schedule an appointment.

Schedule An Appointment